A Texas appellate court affirmed summary judgment in favor of an insurer in a homeowners property insurance dispute arising from freeze-related pipe damage, holding that the policy unambiguously limited coverage for the loss to a $5,000 sublimit under a specific water-damage peril rather than broader “explosion” coverage, thereby defeating the insured’s breach of contract and extra-contractual claims, and further upholding sanctions and attorneys’ fees against the insured while modifying the judgment to condition appellate fee awards.
