James Willis January 5, 2023 Documents ROTP Ghulam Sarwar v. General Star Indemnity Co. statute of limitations Texas Insurance Code homeowner's policy attorneys' fees pre-suit notice Tex. Ins. Code Ch. 542A fee preclusion Tex. Ins. Code. Sec. 542A.007 Tex. Ins. Code. Sec. 542A.003(b)