A court of the Northern District of Texas denied in part an insurer’s post-appraisal motion for summary judgment on a homeowner’s frozen pipe suit, granting summary judgment as to the insured’s bad faith claims because the record showed a mere bona fide dispute about pre-loss conditions, but denied summary judgment as to the breach-of-contract and prompt payment claims because fact issues precluded the insurer’s limitations and appraisal-related estoppel defenses.