Cases

Hairston v. Amguard Insurance Co.

Court

ND Tx

Publish Date

02/12/2026
A court of the Northern District of Texas denied in part an insurer’s post-appraisal motion for summary judgment on a homeowner’s frozen pipe suit, granting summary judgment as to the insured’s bad faith claims because the record showed a mere bona fide dispute about pre-loss conditions, but denied summary judgment as to the breach-of-contract and prompt payment claims because fact issues precluded the insurer’s limitations and appraisal-related estoppel defenses.
homeowner’s policy, property damage claim, freeze and burst pipe, motion for summary judgment, appraisal award, contractual limitations period, payment, bona fide dispute, estoppel, extra-contractual damages, prompt pay act, breach of contract