Cases

Hobbs v. State Farm Lloyds

Court

WD Tx

Publish Date

03/26/2026
A court of the Western District of Texas granted summary judgment to an insurer in a homeowners’ insurance dispute, holding that claims brought by a next friend of minor children who were insured under the policy and had endured emotional distress following a murder/suicide between the insured father and mother were barred by the policy’s insured-versus-insured exclusion, because all parties qualified as insureds under the policy and no exception restored coverage, rendering all contractual and extra-contractual claims untenable.
homeowners policy, mental anguish, insured versus insured exclusion, bodily injury, infliction of emotional distress