In a first-party dispute arising out of property damage to the Insured’s home from a nearby explosion, the Court of Appeals affirmed in part and reversed in part the summary judgment in favor of the insured, holding in part that: 1) trial court did not abuse its discretion in setting aside a corrected umpire’s award; 2) insured’s mental health damages did not constitute an independent injury; and 3) insurer was not entitled to an examination under oath of insured’s appraiser.