James Willis April 15, 2022 Documents ROTP Pogo Resources, LLC, v. St. Paul Fire and Marine Insurance Co. anti-assignment clause manifest error of law contract ambiguity privity of contract executory contract occurrence policy umbrella excess protection policy cleanup costs oil well spill Bankruptcy Code PSA Tex. Ins. Code. Ch. 541 claims FRCP 12(c) FRCP 12b6 commercial excess liability policy bankruptcy assignment oil and gas pollution exclusion standing waiver commercial general liability policy claims-made policy prejudice late notice estoppel breach of contract