A court in the Northern District of Texas dismissed without prejudice an ERISA beneficiary’s claim for $480,000 in life insurance proceeds, holding under the deferential abuse-of-discretion standard that the insurer’s interpretation of the Eligibility Waiting Period — requiring continuous Active Employment through the coverage start date, which the deceased insured failed to satisfy after collapsing at work before his Eligible Date — fell on the low end of the reasonableness continuum, while granting leave to amend to plead disparate treatment of similarly situated claimants.
