A court of the Northern District of Texas granted in part an insurer’s motion for summary judgment in a freeze claim dispute, holding that the insured’s breach of contract claim for a 2021 frozen pipe loss was barred by limitations, and that their claims related to a second, 2022, frozen pipe claim must also be dismissed where the insured’s testifying expert concluded that the damages stemming from the claim is less than State Farm’s comparable estimate for that loss.